Upstart Holdings, Inc. · 2025 Q3
ReportedNov 4, 2025
Period endedSep 30, 2025
Rule of 40-26
Reported this quarter
Revenue
$277M
QoQ +7.7%
YoY +70.9%
EPS
$0.23
QoQ +360.0%
YoY —
Free Cash Flow
-$271M
QoQ -87.8%
YoY —
Gross Margin
82.0%
QoQ +0.0 pp
YoY +6.3 pp
FCF Margin
-97.7%
QoQ -41.7 pp
YoY -277.0 pp
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Sources & downloads
Company
Published by the company on the day of the release.
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Earnings press release
Investor relations announcement
SEC filings
Filed with the SEC under CIK 1647639.
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8-K results announcement
Filed Nov 4, 2025
HTM
Press release (EX-99.1)
Exhibit 99.1 to the 8-K
373 KB
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Filing index
Every document in the 8-K submission
TXT
Complete submission
Raw archival text of the whole filing
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10-Q quarterly report
Period ended Sep 30, 2025, filed Nov 4, 2025
ZIP
XBRL data bundle
Structured financial statements from the 10-Q
JSON
Company facts (XBRL)
Every figure UPST has reported to the SEC
R40 data
The numbers shown on this page, as we hold them.
CSV
This quarter (CSV)
Reported metrics for 2025 Q3, spreadsheet-ready
JSON
This quarter (JSON)
Metrics, dates and matched filings