Upstart Holdings, Inc. · Q1 2025
ReportedMay 6, 2025
Period endedMar 31, 2025
Rule of 40+58
The quarter in short
Revenue $213M, up 67.0% year over year and down 2.6% on the quarter. EPS −$0.03, up 95.9% year over year and down 200.0% on the quarter. Free cash flow −$20M. Rule of 40 score +58.
Reported this quarter
Revenue
$213M
QoQ −2.6%
YoY +67.0%
EPS
−$0.03
QoQ −200.0%
YoY +95.9%
Free Cash Flow
−$20M
QoQ —
YoY —
Gross Margin
81.0%
QoQ −0.4 pp
YoY +11.9 pp
FCF Margin
-9.2%
QoQ −89.7 pp
YoY −42.5 pp
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Sources & downloads
Company
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Earnings press release
Investor relations announcement
SEC filings
Filed with the SEC under CIK 1647639.
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8-K results announcement
Filed May 6, 2025
HTM
Press release (EX-99.1)
Exhibit 99.1 to the 8-K
290 KB
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Filing index
Every document in the 8-K submission
TXT
Complete submission
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10-Q quarterly report
Period ended Mar 31, 2025, filed May 6, 2025
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XBRL data bundle
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Company facts (XBRL)
Every figure UPST has reported to the SEC
R40 data
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This quarter (CSV)
Reported metrics for Q1 2025, spreadsheet-ready
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This quarter (JSON)
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