Upstart Holdings, Inc. · Q4 2021
ReportedFeb 15, 2022
Period endedDec 31, 2021
Rule of 40+265
The quarter in short
Revenue $305M, up 250.4% year over year and 33.4% on the quarter. EPS $0.63, up 110.0% on the quarter. Free cash flow $45M, up 188.6% year over year and down 49.6% on the quarter. Rule of 40 score +265.
Reported this quarter
Revenue
$305M
QoQ +33.4%
YoY +250.4%
EPS
$0.63
QoQ +110.0%
YoY —
Free Cash Flow
$45M
QoQ −49.6%
YoY +188.6%
Gross Margin
86.5%
QoQ +1.8 pp
YoY —
FCF Margin
14.8%
QoQ −24.4 pp
YoY −3.2 pp
P/E Ratio
105.8
QoQ −73.3%
YoY —
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Sources & downloads
Company
Published by the company on the day of the release.
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Earnings press release
Investor relations announcement
SEC filings
Filed with the SEC under CIK 1647639.
HTML
8-K results announcement
Filed Feb 15, 2022
HTM
Press release (EX-99.1)
Exhibit 99.1 to the 8-K
276 KB
HTM
Exhibit EX-99.2
Exhibit 99.2 to the 8-K
8 KB
HTML
Filing index
Every document in the 8-K submission
TXT
Complete submission
Raw archival text of the whole filing
HTML
10-K annual report
Period ended Dec 31, 2021, filed Feb 18, 2022
ZIP
XBRL data bundle
Structured financial statements from the 10-K
JSON
Company facts (XBRL)
Every figure UPST has reported to the SEC
R40 data
The numbers shown on this page, as we hold them.
CSV
This quarter (CSV)
Reported metrics for Q4 2021, spreadsheet-ready
JSON
This quarter (JSON)
Metrics, dates and matched filings