SoFi Technologies, Inc. · Q3 2025
ReportedOct 28, 2025
Period endedSep 30, 2025
Rule of 40n/m
The quarter in short
Revenue $962M, up 37.9% year over year and 12.5% on the quarter. EPS $0.11, up 120.0% year over year and 37.5% on the quarter. Free cash flow −$1.37B, down 12.2% year over year and up 10.7% on the quarter.
Reported this quarter
Revenue
$962M
QoQ +12.5%
YoY +37.9%
EPS
$0.11
QoQ +37.5%
YoY +120.0%
Free Cash Flow
−$1.37B
QoQ +10.7%
YoY −12.2%
FCF Margin
-142.1%
QoQ +36.9 pp
YoY +32.5 pp
P/E Ratio
48.9
QoQ +29.0%
YoY −31.5%
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Sources & downloads
Company
Published by the company on the day of the release.
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Earnings press release
Investor relations announcement
SEC filings
Filed with the SEC under CIK 1818874.
HTML
8-K results announcement
Filed Oct 28, 2025
HTM
Press release (EX-99.1)
Exhibit 99.1 to the 8-K
1.1 MB
HTML
Filing index
Every document in the 8-K submission
TXT
Complete submission
Raw archival text of the whole filing
HTML
10-Q quarterly report
Period ended Sep 30, 2025, filed Nov 6, 2025
ZIP
XBRL data bundle
Structured financial statements from the 10-Q
JSON
Company facts (XBRL)
Every figure SOFI has reported to the SEC
R40 data
The numbers shown on this page, as we hold them.
CSV
This quarter (CSV)
Reported metrics for Q3 2025, spreadsheet-ready
JSON
This quarter (JSON)
Metrics, dates and matched filings