Upstart Holdings, Inc. · Q4 2024
ReportedFeb 11, 2025
Period endedDec 31, 2024
Rule of 40+137
The quarter in short
Revenue $219M, up 56.1% year over year and 35.1% on the quarter. EPS −$0.01, up 97.9% year over year and 85.7% on the quarter. Free cash flow $176M, down 39.3% on the quarter. Rule of 40 score +137.
Reported this quarter
Revenue
$219M
QoQ +35.1%
YoY +56.1%
EPS
−$0.01
QoQ +85.7%
YoY +97.9%
Free Cash Flow
$176M
QoQ −39.3%
YoY —
Gross Margin
81.5%
QoQ +5.7 pp
YoY +7.2 pp
FCF Margin
80.5%
QoQ −98.8 pp
YoY +168.8 pp
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Sources & downloads
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Earnings press release
Investor relations announcement
SEC filings
Filed with the SEC under CIK 1647639.
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8-K results announcement
Filed Feb 11, 2025
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Press release (EX-99.1)
Exhibit 99.1 to the 8-K
350 KB
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10-K annual report
Period ended Dec 31, 2024, filed Feb 14, 2025
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This quarter (CSV)
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This quarter (JSON)
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