Upstart Holdings, Inc. · Q4 2022
ReportedFeb 14, 2023
Period endedDec 31, 2022
Rule of 40n/m
The quarter in short
Revenue $147M, down 51.8% year over year and 6.6% on the quarter. EPS −$0.60, up 13.0% on the quarter. Free cash flow −$182M, down 24.5% on the quarter.
Reported this quarter
Revenue
$147M
QoQ −6.6%
YoY −51.8%
EPS
−$0.60
QoQ +13.0%
YoY —
Free Cash Flow
−$182M
QoQ −24.5%
YoY —
Gross Margin
70.4%
QoQ −1.0 pp
YoY −16.1 pp
FCF Margin
-123.7%
QoQ −30.9 pp
YoY −138.5 pp
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Sources & downloads
Company
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Earnings press release
Investor relations announcement
SEC filings
Filed with the SEC under CIK 1647639.
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8-K results announcement
Filed Feb 14, 2023
HTM
Press release (EX-99.1)
Exhibit 99.1 to the 8-K
281 KB
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Filing index
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TXT
Complete submission
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10-K annual report
Period ended Dec 31, 2022, filed Feb 16, 2023
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XBRL data bundle
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Company facts (XBRL)
Every figure UPST has reported to the SEC
R40 data
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This quarter (CSV)
Reported metrics for Q4 2022, spreadsheet-ready
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This quarter (JSON)
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