Upstart Holdings, Inc. · Q2 2023
ReportedAug 8, 2023
Period endedJun 30, 2023
Rule of 40−78
The quarter in short
Revenue $136M, down 40.5% year over year and up 31.9% on the quarter. EPS −$0.34, up 5.6% year over year and 78.5% on the quarter. Free cash flow −$50M, up 55.3% year over year and 47.5% on the quarter. Rule of 40 score −78.
Reported this quarter
Revenue
$136M
QoQ +31.9%
YoY −40.5%
EPS
−$0.34
QoQ +78.5%
YoY +5.6%
Free Cash Flow
−$50M
QoQ +47.5%
YoY +55.3%
Gross Margin
72.9%
QoQ +12.3 pp
YoY −4.7 pp
FCF Margin
-37.0%
QoQ +55.9 pp
YoY +12.2 pp
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Sources & downloads
Company
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Earnings press release
Investor relations announcement
SEC filings
Filed with the SEC under CIK 1647639.
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8-K results announcement
Filed Aug 8, 2023
HTM
Press release (EX-99.1)
Exhibit 99.1 to the 8-K
270 KB
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Filing index
Every document in the 8-K submission
TXT
Complete submission
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10-Q quarterly report
Period ended Jun 30, 2023, filed Aug 9, 2023
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XBRL data bundle
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Company facts (XBRL)
Every figure UPST has reported to the SEC
R40 data
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This quarter (CSV)
Reported metrics for Q2 2023, spreadsheet-ready
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This quarter (JSON)
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