Upstart Holdings, Inc. · Q3 2021
ReportedNov 9, 2021
Period endedSep 30, 2021
Rule of 40+291
The quarter in short
Revenue $228M, up 251.5% year over year and 17.8% on the quarter. EPS $0.30, up 200.0% year over year and down 23.1% on the quarter. Free cash flow $90M, down 20.3% on the quarter. Rule of 40 score +291.
Reported this quarter
Revenue
$228M
QoQ +17.8%
YoY +251.5%
EPS
$0.30
QoQ −23.1%
YoY +200.0%
Free Cash Flow
$90M
QoQ −20.3%
YoY —
Gross Margin
84.7%
QoQ −2.9 pp
YoY —
FCF Margin
39.3%
QoQ −18.7 pp
YoY +109.9 pp
P/E Ratio
395.6
QoQ +90.0%
YoY —
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Sources & downloads
Company
Published by the company on the day of the release.
HTML
Earnings press release
Investor relations announcement
SEC filings
Filed with the SEC under CIK 1647639.
HTML
8-K results announcement
Filed Nov 9, 2021
HTM
Press release (EX-99.1)
Exhibit 99.1 to the 8-K
267 KB
HTML
Filing index
Every document in the 8-K submission
TXT
Complete submission
Raw archival text of the whole filing
HTML
10-Q quarterly report
Period ended Sep 30, 2021, filed Nov 12, 2021
ZIP
XBRL data bundle
Structured financial statements from the 10-Q
JSON
Company facts (XBRL)
Every figure UPST has reported to the SEC
R40 data
The numbers shown on this page, as we hold them.
CSV
This quarter (CSV)
Reported metrics for Q3 2021, spreadsheet-ready
JSON
This quarter (JSON)
Metrics, dates and matched filings