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PLTR · Forward model · U.S. commercial · Karp case

What has to happen in U.S. commercial

Model as of

This page changes U.S. commercial inside the complete PLTR model. Every other vertical, corporate programme and valuation assumption stays in the selected portfolio case.

PLTR forward model
Horizon
Consolidated fair value $337.31 all other verticals held in this portfolio case
Final-quarter revenue $14.80B 80% of company revenue
Explicit segment contribution $69.46B EBITDA less segment capex, before corporate items

The founder's stated commitment taken literally. Karp told the Q2 call he is driving the WHOLE business to grow at or above the U.S. commercial rate for the next eighteen months - so every box is lifted here, not just the one that is already compounding. That requires 653 accounts to keep expanding at something close to 157% net dollar retention while the account count adds only about a third a year, and it requires $2.132B of U.S. commercial TCV in a single quarter to keep repeating. What this case does NOT reach is coverage: even here, most of the revenue in the back half of the horizon comes from contracts not yet signed, because only $4.9B is non-cancelable and 43% of that lands within twelve months. It is a claim about demand, not a claim about backlog.

U.S. commercial

Basis quarter$764M
Final quarter$14.80B
Implied CAGR+81%
Final revenue mix80%

The engine and the entire stock narrative. $764M in the basis quarter, up 149% year-over-year and 28% sequentially, from 653 customers — a customer count that grew only 35%. The gap between those two numbers is the business: existing accounts expanding, at 157% net dollar retention, from an AIP bootcamp at one operating unit to a portfolio-wide contract. The volume unit is the customer; the monetisation is revenue per customer, which more than doubled year-over-year. This is the one box with a published driver, and it is the box Karp's eighteen-month commitment is denominated in.

Last four quarters
2025 Q3 $397M Reported
2025 Q4 $507M Reported
2026 Q1 $595M Reported
2026 Q2 $764M Reported
AIP deployments in enterpriseFoundry and Ontology platform subscriptionsBootcamp-to-production conversionsProfessional services and deployment engineering
Customers 653 customers at the basis quarter 653 U.S. commercial customers at 30 June 2026, stated by the CFO on the Q2 call. The installed base, not a forecast.
Net new customers 37 customers/qtr changing +3.0% per quarter 37 net new accounts, the 6% sequential growth the CFO gave applied to the 616 the quarter started with.
Utilisation 100% gliding toward 100% Definitionally 100%: revenue per account is derived from the same period-end count, so nothing is left out.
Revenue per customer $1.17M/qtr drifting +16.5% per quarter $764M of U.S. commercial revenue over 653 accounts. Expansion, not logos, is what makes this number move.
U.S. commercial

Latest: $14.80B (2031Q2E)

Period Value
2024Q3 $179M
2024Q4 $214M
2025Q1 $255M
2025Q2 $306M
2025Q3 $397M
2025Q4 $507M
2026Q1 $595M
2026Q2 $764M
2026Q3E $969M
2026Q4E $1.21B
2027Q1E $1.49B
2027Q2E $1.80B
2027Q3E $2.16B
2027Q4E $2.56B
2028Q1E $3.01B
2028Q2E $3.51B
2028Q3E $4.06B
2028Q4E $4.67B
2029Q1E $5.34B
2029Q2E $6.06B
2029Q3E $6.86B
2029Q4E $7.73B
2030Q1E $8.67B
2030Q2E $9.70B
2030Q3E $10.82B
2030Q4E $12.04B
2031Q1E $13.36B
2031Q2E $14.80B

Assumptions & reasoning

  • Revenue per customer is the whole story: 653 customers, up 35%, produced revenue up 149%. Expansion, not new logos, is doing the work, and net dollar retention of 157% is the number that has to hold for the model to.
  • The customer count is a trailing-twelve-month definition, so an account that stops paying rolls off with a lag. At an accelerating base the count slightly overstates the live paying set, which flatters revenue per customer downward rather than upward.
  • This is the only box with a published volume unit, which is why it carries a real driver and the other three do not. Treat the contrast as information about disclosure, not about the businesses.
  • Modelled as capacity rather than as a subscription because the engine's subscription curve compounds ARPU drift forever with no glide, and 157% net dollar retention extrapolated over twenty quarters is not a forecast, it is an arithmetic accident.
  • Revenue per account carries the whole expansion story. Account growth contributes about a third of the projected increase; the rest is existing accounts spending more, which is exactly how the last four quarters worked.
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