UPST Total Debt
Short-term plus long-term borrowings at each quarter end, before any offset for cash.
Total Debt
Latest: $2.00B (2026Q2)
| Period | Value |
|---|---|
| 2020Q4 | $63M |
| 2021Q1 | $42M |
| 2021Q2 | $6M |
| 2021Q3 | $649M |
| 2021Q4 | $695M |
| 2022Q1 | $769M |
| 2022Q2 | $857M |
| 2022Q3 | $919M |
| 2022Q4 | $986M |
| 2023Q1 | $1.00B |
| 2023Q2 | $931M |
| 2023Q3 | $1.00B |
| 2023Q4 | $1.04B |
| 2024Q1 | $1.01B |
| 2024Q2 | $913M |
| 2024Q3 | $887M |
| 2024Q4 | $1.40B |
| 2025Q1 | $1.33B |
| 2025Q2 | $1.43B |
| 2025Q3 | $1.86B |
| 2025Q4 | $1.83B |
| 2026Q1 | $1.92B |
| 2026Q2 | $2.00B |
Other UPST Charts
More quarter-by-quarter fundamentals for Upstart Holdings, Inc.
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Revenue
EPS
Free Cash Flow
Gross Margin
FCF Margin
P/E Ratio
Cumulative FCF
Shares Outstanding
Total Assets
Rule of 40
Fintech Comparison
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Latest Total Debt: $2.00B (2026Q2); +40.2% YoY; +87.8% CAGR (5.5y).
Across the 23 quarters from 2020Q4 to 2026Q2, Total Debt ranged from $6M in 2021Q2 to $2.00B in 2026Q2.