UPST Cumulative FCF
The running total of free cash flow across the series, showing cumulative cash generated to date.
Cumulative FCF
Latest: −$687M (2026Q2)
| Period | Value |
|---|---|
| 2020Q3 | −$170M |
| 2020Q4 | −$154M |
| 2021Q1 | −$75M |
| 2021Q2 | $37M |
| 2021Q3 | $127M |
| 2021Q4 | $172M |
| 2022Q1 | $93M |
| 2022Q2 | −$19M |
| 2022Q3 | −$165M |
| 2022Q4 | −$346M |
| 2023Q1 | −$442M |
| 2023Q2 | −$492M |
| 2023Q3 | −$582M |
| 2023Q4 | −$706M |
| 2024Q1 | −$663M |
| 2024Q2 | −$549M |
| 2024Q3 | −$259M |
| 2024Q4 | −$82M |
| 2025Q1 | −$102M |
| 2025Q2 | −$246M |
| 2025Q3 | −$517M |
| 2025Q4 | −$412M |
| 2026Q1 | −$548M |
| 2026Q2 | −$687M |
Other UPST Charts
More quarter-by-quarter fundamentals for Upstart Holdings, Inc.
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Revenue
EPS
Free Cash Flow
Gross Margin
FCF Margin
P/E Ratio
Shares Outstanding
Total Assets
Total Debt
Rule of 40
Fintech Comparison
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Cumulative FCF
Cumulative FCF
Cumulative FCF
Latest Cumulative FCF: −$687M (2026Q2); −179.2% YoY.
Across the 26 quarters from 2020Q1 to 2026Q2, Cumulative FCF ranged from −$706M in 2023Q4 to $172M in 2021Q4.
Chart and table show the latest 24 of 26 quarters.