UPST Cumulative FCF
The running total of free cash flow across the series, showing cumulative cash generated to date.
Cumulative FCF
Latest: -$687M (2026Q2)
| Period | Value |
|---|---|
| 2020Q3 | -$170M |
| 2020Q4 | -$154M |
| 2021Q1 | -$75M |
| 2021Q2 | $37M |
| 2021Q3 | $127M |
| 2021Q4 | $172M |
| 2022Q1 | $93M |
| 2022Q2 | -$19M |
| 2022Q3 | -$165M |
| 2022Q4 | -$346M |
| 2023Q1 | -$442M |
| 2023Q2 | -$492M |
| 2023Q3 | -$582M |
| 2023Q4 | -$706M |
| 2024Q1 | -$663M |
| 2024Q2 | -$549M |
| 2024Q3 | -$259M |
| 2024Q4 | -$82M |
| 2025Q1 | -$102M |
| 2025Q2 | -$246M |
| 2025Q3 | -$517M |
| 2025Q4 | -$412M |
| 2026Q1 | -$548M |
| 2026Q2 | -$687M |
Other UPST Charts
More quarter-by-quarter fundamentals for Upstart Holdings, Inc.
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Revenue
EPS
Free Cash Flow
Gross Margin
FCF Margin
P/E Ratio
Shares Outstanding
Total Assets
Total Debt
Rule of 40
Fintech Comparison
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Cumulative FCF
Cumulative FCF
Cumulative FCF
Latest Cumulative FCF: -$687M (2026Q2); -179.2% YoY.
Across the 26 quarters from 2020Q1 to 2026Q2, Cumulative FCF ranged from -$706M in 2023Q4 to $172M in 2021Q4.
Chart and table show the latest 24 of 26 quarters.