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SIEGY · Forward model · Siemens Financial Services and reconciliation

What has to happen in Siemens Financial Services and reconciliation

Model as of

This page changes Siemens Financial Services and reconciliation inside the complete SIEGY model. Every other vertical, corporate programme and valuation assumption stays in the selected portfolio case.

SIEGY forward model
Horizon
Consolidated fair value $166.77 all other verticals held in this portfolio case
Final-quarter revenue $455M 1% of company revenue
Explicit segment contribution $1.03B EBITDA less segment capex, before corporate items

Siemens Financial Services and reconciliation

Basis quarter$543M
Final quarter$455M
Implied CAGR−3%
Final revenue mix1%

The residual reconciling line: Siemens Financial Services, plus Innovation, Governance, group purchase-price-allocation amortization, eliminations and divestment gains. It is not an operating business; it is what turns four segment revenue lines into the consolidated total, and it has to be modelled because the consolidated total is the number every series on the stock page is built from. Revenue is small and shrinking, EUR 467m in the basis quarter against EUR 640m two years ago, while its EBITDA swings between -$534m and +$660m a quarter on divestment gains and PPA add-backs.

Last four quarters
2025 Q4 $714M Reported
2026 Q1 $586M Reported
2026 Q2 $568M Reported
2026 Q3 $543M Reported
Siemens Financial ServicesInnovation and Governance central costsPurchase-price-allocation amortizationEliminations, divestment gains and other items
Sequential growth −2.0%/qtr decaying toward 0.0% The residual fell from $586m to $543m across fiscal 2026; -2% a quarter continues it.
Siemens Financial Services and reconciliation

Latest: $455M (2031Q3E)

Period Value
2024Q1 $516M
2024Q2 $611M
2024Q3 $602M
2024Q4 $703M
2025Q1 $597M
2025Q2 $670M
2025Q3 $580M
2025Q4 $714M
2026Q1 $586M
2026Q2 $568M
2026Q3 $543M
2026Q4E $532M
2027Q1E $523M
2027Q2E $514M
2027Q3E $507M
2027Q4E $500M
2028Q1E $494M
2028Q2E $489M
2028Q3E $484M
2028Q4E $480M
2029Q1E $476M
2029Q2E $473M
2029Q3E $470M
2029Q4E $467M
2030Q1E $465M
2030Q2E $463M
2030Q3E $461M
2030Q4E $459M
2031Q1E $458M
2031Q2E $456M
2031Q3E $455M

Assumptions & reasoning

  • Not an operating business. This is Siemens' own disclosed Siemens Financial Services line plus its Reconciliation to Consolidated Financial Statements line - Innovation, Governance, group purchase-price-allocation amortisation, eliminations and divestment gains - and it exists here so the four operating verticals foot to consolidated revenue exactly, which they do in all eleven quarters.
  • Its EBITDA does not scale with its revenue and never will: the line has printed anything from -$534m to +$660m of EBITDA on revenue between $516m and $714m. The 12.9% margin is the trailing four quarters, $310m of EBITDA on $2,410m of revenue, and it is a placeholder for a residual rather than an operating rate. It is 1.8% of group EBITDA.
  • Capex intensity is exactly zero. A reconciling line buys no property, plant or equipment; all of Siemens' EUR 636m of quarterly additions to intangible assets and PP&E sits inside the four operating verticals.
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