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MRNA · Forward model · Bear case

The Bear case, 20 quarters out

Each segment is projected from its own operating driver, rolled up into consolidated cash flow, and discounted back to a fair value per share. The assumptions below are editable — change them and every number on this page moves with them.

What is reported: a single operating segment whose revenue is disaggregated into net product sales, split COVID against RSV, and other revenue, split stand-ready manufacturing, collaboration, grant and licensing. The three verticals here are exactly those lines and they reconcile to reported consolidated revenue to the dollar in all fourteen quarters, 2023 Q1 through 2026 Q2. What is derived and flagged estimated: four quarters per line, obtained as the full-year figure less the filed nine-month figure, which carries up to $1M of annual-table rounding. What is assumed: the gross margins, the discount rate, the exit multiple, and every cost figure after 2027. Three things cannot be split honestly and are not attempted - Spikevax against mNEXSPIKE inside the COVID line, cost of sales by product, and any mFLUSIVA revenue, which management's own guidance explicitly assumes to be zero. Two traps in the source data are worth naming. FY2026 cost of sales guidance of about $1.7B includes $0.9B of non-recurring litigation settlement charge, so a gross margin built off the guided figure without stripping the settlement is wrong by more than forty percentage points; the 58% and 70% margins here are built off the underlying manufacturing cost. And 'cash costs' is management's own non-GAAP measure, operating expenses excluding stock-based compensation and depreciation, which is not comparable to the GAAP operating-expense guidance and must never be mixed with it. Finally, EBITDA margin in this model means GROSS margin: R&D and SG&A run at roughly twice total revenue and are carried as fixed-dollar corporate programmes, because a revenue percentage would make the loss grow as sales grow, the exact opposite of the disclosed path to breakeven.

US COVID vaccination rates keep falling - the CFO's own named largest variable for the second half - and the Federal Circuit appeal goes against Moderna. What this case cannot show is the appeal itself: the engine has no one-off cash charge, so the potential $1.3B additional payment sits outside these cash flows, on top of a balance this model already runs to zero during 2029. What it does NOT assume is that the onshore supply agreements are cancelled; the contracted stand-ready line keeps paying.

MRNA REVENUE MODEL

Latest: $114M (2031Q2E)

Period Value
2023Q1 $1.86B
2023Q2 $344M
2023Q3 $1.83B
2023Q4 $2.81B
2024Q1 $167M
2024Q2 $241M
2024Q3 $1.86B
2024Q4 $966M
2025Q1 $108M
2025Q2 $142M
2025Q3 $1.02B
2025Q4 $678M
2026Q1 $389M
2026Q2 $145M
2026Q3E $805M
2026Q4E $659M
2027Q1E $382M
2027Q2E $140M
2027Q3E $756M
2027Q4E $619M
2028Q1E $359M
2028Q2E $134M
2028Q3E $705M
2028Q4E $576M
2029Q1E $336M
2029Q2E $127M
2029Q3E $654M
2029Q4E $535M
2030Q1E $313M
2030Q2E $120M
2030Q3E $605M
2030Q4E $495M
2031Q1E $291M
2031Q2E $114M

What drives each segment

COVID vaccines

Growth path
Basis quarter$91M
Final quarter$62M
Implied CAGR-7%
Share of revenue, final quarter54%
PV of segment cash flow$3.40B

Spikevax and mNEXSPIKE are the cash engine and the whole of the seasonal shape: 63% of H1 2026 revenue, and Q3 plus Q4 were 89% of COVID sales in both 2024 and 2025. What moved the line in 2026 is not price or vaccination rates but the annualised delivery of multi-year onshore-manufacturing supply agreements with the UK, Canada and Australia, plus $255M of European volume that ships outside the retail respiratory season.

Last four quarters
2025 Q3 $971M Reported
2025 Q4 $642M Estimated
2026 Q1 $345M Reported
2026 Q2 $91M Reported
Spikevax (mRNA-1273)mNEXSPIKE (mRNA-1283)
Sequential growth +0.0%/qtr decaying toward -0.8% Flat deseasonalised trend reproduces the guided H2: Q3 at 55.0% of second-half COVID sales, FY2026 COVID $1.82B.
COVID vaccines

Latest: $62M (2031Q2E)

Period Value
2023Q1 $1.83B
2023Q2 $293M
2023Q3 $1.76B
2023Q4 $2.79B
2024Q1 $167M
2024Q2 $184M
2024Q3 $1.81B
2024Q4 $923M
2025Q1 $84M
2025Q2 $114M
2025Q3 $971M
2025Q4 $642M
2026Q1 $345M
2026Q2 $91M
2026Q3E $751M
2026Q4E $605M
2027Q1E $328M
2027Q2E $85M
2027Q3E $702M
2027Q4E $564M
2028Q1E $305M
2028Q2E $79M
2028Q3E $651M
2028Q4E $522M
2029Q1E $282M
2029Q2E $73M
2029Q3E $601M
2029Q4E $482M
2030Q1E $260M
2030Q2E $67M
2030Q3E $552M
2030Q4E $442M
2031Q1E $238M
2031Q2E $62M

Assumptions & reasoning

  • Seasonality is indexed to calendar quarters: Moderna's fiscal year is the calendar year, so index 0 is January-March. The factors are derived from the 2026 window itself - H1 2026 actuals of $345M and $91M plus the guided 55/45 second-half split - not from the realised 2024-25 windows, which sit near [0.20, 0.25, 2.25, 1.31].
  • The 2024-25 factors were rejected on a test, not on taste: they deseasonalise the $91M basis quarter to a $371M run rate, i.e. FY COVID of about $1.48B, an 18% decline against a company guiding up to 10% growth. The 2026 factors deseasonalise it to $455M, about $1.82B a year, inside the range the framework implies.
  • With seasonality on, growthQoQ is a deseasonalised trend rate and not the sequential print. A flat trend reproduces the guidance: the first two projected quarters are $762M and $623M of COVID revenue, so Q3 is 55.0% of second-half COVID sales against the guided approximately 55%.
  • Moderna discloses no dose volume and no price per dose for any product in any filing, so no unit or capacity driver can be evidenced and the driver has to be growth.
  • EBITDA margin here means GROSS margin. R&D and SG&A are fixed-dollar company costs carried as corporate programmes, because at roughly twice total revenue they do not scale with sales.
  • Gross margin is itself seasonal - 79% in 2025 Q3 against 26% in 2026 Q2, because unutilised manufacturing capacity cost is fixed - and the engine's margin is not. The 58% here is the full-year weighted margin, so annual totals are close to right and individual quarters are not.
  • Four of the fourteen quarters are derived by annual-minus-nine-month arithmetic and are flagged estimated; they carry up to $1M of annual-table rounding.

RSV vaccine (mRESVIA)

Growth path
Basis quarter$3M
Final quarter$3M
Implied CAGR-1%
Share of revenue, final quarter2%
PV of segment cash flow$25M

mRESVIA is approved in 40 countries and has never earned more than $15M in a quarter; eight post-launch quarters total $43M. The European Commission joint procurement signed in Q2 2026 for up to 24 million doses is the first contract large enough to change that, and it carries no disclosed price, value or delivery schedule.

Last four quarters
2025 Q3 $2M Reported
2025 Q4 $4M Estimated
2026 Q1 $7M Reported
2026 Q2 $3M Reported
mRESVIA (mRNA-1345)
Sequential growth +1.5%/qtr decaying toward +1.0% Held on the disclosed run rate. The EC procurement has no published price or schedule, so it cannot be sized without inventing one.
RSV vaccine (mRESVIA)

Latest: $3M (2031Q2E)

Period Value
2023Q1 $0.00
2023Q2 $0.00
2023Q3 $0.00
2023Q4 $0.00
2024Q1 $0.00
2024Q2 $0.00
2024Q3 $10M
2024Q4 $15M
2025Q1 $2M
2025Q2 $0.00
2025Q3 $2M
2025Q4 $4M
2026Q1 $7M
2026Q2 $3M
2026Q3E $3M
2026Q4E $3M
2027Q1E $3M
2027Q2E $3M
2027Q3E $3M
2027Q4E $3M
2028Q1E $3M
2028Q2E $3M
2028Q3E $3M
2028Q4E $3M
2029Q1E $3M
2029Q2E $3M
2029Q3E $3M
2029Q4E $3M
2030Q1E $3M
2030Q2E $3M
2030Q3E $3M
2030Q4E $3M
2031Q1E $3M
2031Q2E $3M

Assumptions & reasoning

  • Deliberately aseasonal. Two post-launch windows give factors of [0.0, 0.0, 1.6, 2.4] and [1.0, 0.0, 1.0, 2.0] - a window-to-window spread as large as the factors themselves, on a base where a $1M rounding step moves a factor by more than 0.10. That is launch noise, not a repeating shape.
  • The EC contract is for 'up to' 24 million doses. Turning it into revenue would require inventing a price per dose and a delivery schedule, neither of which Moderna has published, so the line is held on its disclosed run rate.
  • No RSV-specific cost of sales is disclosed anywhere, so this vertical carries the same blended product gross margin as the COVID line. If RSV economics differ materially, the mix effect is unmodelled.
  • The two derived quarters, 2024 Q4 and 2025 Q4, come from the full-year figure less the filed nine-month figure and are flagged estimated.

Other revenue

Growth path
Basis quarter$51M
Final quarter$49M
Implied CAGR-1%
Share of revenue, final quarter43%
PV of segment cash flow$508M

Stand-ready manufacturing income from the UK, Canada and Australia onshore facilities plus collaboration, grant and licensing revenue. It is contractual rather than seasonal and it is the only line growing dependably: stand-ready alone ran 12, 17, 20, 31, 32, 31 ($M) from 2025 Q1 to 2026 Q2 and is now 61% of the vertical.

Last four quarters
2025 Q3 $43M Reported
2025 Q4 $32M Estimated
2026 Q1 $37M Reported
2026 Q2 $51M Reported
Stand-ready manufacturing revenueCollaboration revenueGrant revenueLicensing and royalty revenue
Sequential growth +2.0%/qtr decaying toward +1.0% Stand-ready manufacturing is contractual and has risen every quarter since it began in 2025 Q1; collaboration carries the Recordati amortisation.
Other revenue

Latest: $49M (2031Q2E)

Period Value
2023Q1 $34M
2023Q2 $51M
2023Q3 $74M
2023Q4 $18M
2024Q1 $0.00
2024Q2 $57M
2024Q3 $42M
2024Q4 $28M
2025Q1 $22M
2025Q2 $28M
2025Q3 $43M
2025Q4 $32M
2026Q1 $37M
2026Q2 $51M
2026Q3E $51M
2026Q4E $51M
2027Q1E $52M
2027Q2E $52M
2027Q3E $52M
2027Q4E $52M
2028Q1E $51M
2028Q2E $51M
2028Q3E $51M
2028Q4E $51M
2029Q1E $51M
2029Q2E $51M
2029Q3E $51M
2029Q4E $50M
2030Q1E $50M
2030Q2E $50M
2030Q3E $50M
2030Q4E $49M
2031Q1E $49M
2031Q2E $49M

Assumptions & reasoning

  • Deliberately aseasonal. Three calendar-share windows give [0.77, 1.15, 1.67, 0.41], [0.00, 1.80, 1.32, 0.88] and [0.70, 0.90, 1.38, 1.02]; on the centred moving-average method the window-to-window spread exceeds the signal on all four quarters. The variation is composition, not season.
  • What moved between windows was the mix: a $30M one-off licensing payment landed in 2024 Q2, a $50M Recordati upfront began amortising into collaboration revenue in 2026 Q2, and stand-ready manufacturing revenue did not exist at all before 2025 Q1.
  • The 70% margin is assumed and split-free: stand-ready revenue carries cost of sales while collaboration, grant and royalty income largely does not, and Moderna discloses no cost split across the four streams.
  • Four of the fourteen quarters are derived from annual-minus-nine-month arithmetic and are flagged estimated; the four derived 2025 quarters sum to $125M against a disclosed FY2025 $126M, which is annual-table rounding.
Scenarios

Where each case comes from

Bancel 2028 case — primary sources

The primary sources this case is built from — filings, calls and posts. Where they are claims by an interested party rather than disclosures, every number in the Bancel 2028 column is what happens if they are taken at face value.

Valuation

From cash flow to fair value

Present value of free cash flow, 20 quarters-$8.84B
Terminal-year revenue$1.50B
Terminal-year EBITDA$940M
Exit multiple, on revenue4.0x
Terminal value$6.02B
Discounted at 13.0% a year, terminal value becomes$3.26B
Enterprise value-$5.58B
Net cash$6.32B
Equity value$739M
Shares0.40B
Fair value per share$1.85
Against the current price of $142.77-99%

11% for a loss-making commercial-stage biotech with a clinical pipeline; Moderna discloses no cost of capital. Exit at 6x trailing-year revenue, a commercial vaccine franchise multiple, applied to a franchise an acquirer would not run at Moderna's R&D budget - the explicit period already charges that budget in full. No EBITDA exit multiple is used, because the engine's EBITDA is gross profit before the fixed cost programmes and 12x that number would value a business the cash flows say is loss-making. The gap to the tape is the point: at $138.89 the enterprise is $49.1B, or 23-25x the revenue the 2026 framework implies, and the disclosed verticals cannot reach it. What the market is paying for is intismeran autogene after the 19 August 2026 melanoma readout, which produces no Moderna revenue line at all - Merck leads commercialisation under a roughly equal cost and profit share. This model is published unreliable so the gap is named rather than closed with a bigger multiple.

Read the other way round: at $142.77 the market is paying 72.9x terminal-year revenue, holding every other assumption on this page fixed. That is the number to argue about.

Capital programmes

Capex outside the verticals

Each vertical's capex is a share of its own revenue, which is the right shape for capacity that scales with sales. These are not that: fixed-size programmes with their own schedule that spend whether or not any segment grows. They are added on top, and they are why free cash flow dips in the years below.

R&D and SG&A, guided H2 2026

2026 Q3 → 2026 Q4
Programme total$2.21B
Cash out$1.11B/qtr

Guided FY2026 R&D $2.9B plus SG&A $1.0B less the $1,689M actually spent in H1 2026. Fixed company cost at roughly twice total revenue, so it cannot be a percentage of revenue: that would make losses grow as sales grow.

R&D and SG&A, guided 2027

2027 Q1 → 2027 Q4
Programme total$3.55B
Cash out$888M/qtr

Guided FY2027 GAAP operating expenses of $4.2-4.6B, midpoint $4.4B, less about $0.85B of cost of sales, which the verticals already carry in their gross margins.

R&D and SG&A, 2028 extrapolated

2028 Q1 → 2028 Q4
Programme total$3.23B
Cash out$808M/qtr

Nothing beyond 2027 is guided. This extends the disclosed 2026-to-2027 reduction of about 9% one further year, which is the direction management states on the way to the 2028 cash-breakeven target.

R&D and SG&A, 2029 extrapolated

2029 Q1 → 2029 Q4
Programme total$2.94B
Cash out$735M/qtr

The same 9% annual reduction carried one year further. It is an extrapolation of a disclosed cadence, not a disclosed figure, and it is the single largest assumption in this model.

R&D and SG&A, 2030 extrapolated

2030 Q1 → 2030 Q4
Programme total$2.67B
Cash out$669M/qtr

The same 9% annual reduction again. By this point the cost base is about 25% below the guided 2027 level and still roughly $1.3B a year above the $1.33B of gross profit the disclosed verticals produce that year.

R&D and SG&A, 2031 H1 extrapolated

2031 Q1 → 2031 Q2
Programme total$1.22B
Cash out$608M/qtr

Two quarters at the continued glide, to close the horizon on the same basis rather than dropping the cost base to zero in the terminal year.

Manufacturing network capex, H2 2026

2026 Q3 → 2026 Q4
Programme total$151M
Cash out$76M/qtr

Guided FY2026 capital expenditure of $0.2-0.3B, midpoint $250M, less the $99M spent in H1 2026. It belongs to the global production network - Norwood, Laval, Harwell, Clayton, Marlborough - not to any one vertical.

Manufacturing network capex, 2027 onward

2027 Q1 → 2031 Q2
Programme total$900M
Cash out$50M/qtr

Held at $200M a year, the low end of the only capex range Moderna has guided, as a maintenance run rate for a network that is already built. No capex beyond 2026 is disclosed.

Quarter by quarter

The projected path

Quarter COVID vaccinesRSV vaccine (mRESVIA)Other revenue Revenue YoY EBITDA Capex FCF R40 PV of FCF
2026 Q3E $751M$3M$51M $805M -21% $441M $1.18B -$740M -113 -$718M
2026 Q4E $605M$3M$51M $659M -3% $368M $1.18B -$813M -126 -$765M
2027 Q1E $328M$3M$52M $382M -2% $218M $938M -$719M -190 -$656M
2027 Q2E $85M$3M$52M $140M -4% $84M $938M -$853M -614 -$755M
2027 Q3E $702M$3M$52M $756M -6% $437M $938M -$500M -72 -$430M
2027 Q4E $564M$3M$52M $619M -6% $362M $938M -$576M -99 -$479M
2028 Q1E $305M$3M$51M $359M -6% $214M $858M -$643M -185 -$520M
2028 Q2E $79M$3M$51M $134M -5% $83M $858M -$774M -584 -$606M
2028 Q3E $651M$3M$51M $705M -7% $422M $858M -$436M -69 -$331M
2028 Q4E $522M$3M$51M $576M -7% $348M $858M -$510M -95 -$376M
2029 Q1E $282M$3M$51M $336M -7% $205M $785M -$580M -179 -$414M
2029 Q2E $73M$3M$51M $127M -5% $81M $785M -$704M -560 -$488M
2029 Q3E $601M$3M$51M $654M -7% $400M $785M -$385M -66 -$259M
2029 Q4E $482M$3M$50M $535M -7% $329M $785M -$456M -93 -$297M
2030 Q1E $260M$3M$50M $313M -7% $195M $719M -$524M -175 -$331M
2030 Q2E $67M$3M$50M $120M -5% $77M $719M -$641M -539 -$393M
2030 Q3E $552M$3M$50M $605M -8% $375M $719M -$344M -64 -$205M
2030 Q4E $442M$3M$49M $495M -7% $308M $719M -$411M -90 -$237M
2031 Q1E $238M$3M$49M $291M -7% $183M $658M -$476M -171 -$266M
2031 Q2E $62M$3M$49M $114M -5% $74M $658M -$585M -520 -$317M

Every row is projected. A year-over-year change is shown only where the quarter it compares against exists — an em dash means there is no comparable quarter, not a flat year.

Track record

Model revisions

Assumptions are marked to reality as each quarter prints. Every change is appended here, with the fair value the model produced at the time, so the model's own history stays visible.

DateChangedFair value thenNote
2026-08-27 verticals, seasonality, corporate.programs, valuation, scenarios $12.88 First publication, off the 2026 Q2 basis quarter. Three verticals traced to filed 10-Qs and 10-Ks for fourteen consecutive quarters, COVID carrying 2026-derived seasonality and the other two deliberately aseasonal. R&D, SG&A and capex sit in eight corporate programmes rather than a revenue percentage, because Moderna's cost base is fixed at roughly twice its revenue. Published unreliable: the disclosed verticals produce a base fair value of $12.88 against $138.89 on the tape, and the gap is the oncology pipeline, which produces no Moderna revenue line.