SoFi Technologies, Inc. · Q4 2025
ReportedJan 30, 2026
Period endedDec 31, 2025
Rule of 40n/m
The quarter in short
Revenue $1.03B, up 39.6% year over year and 6.6% on the quarter. EPS $0.13, down 55.2% year over year and up 18.2% on the quarter. Free cash flow −$1.06B, up 22.5% on the quarter.
Reported this quarter
Revenue
$1.03B
QoQ +6.6%
YoY +39.6%
EPS
$0.13
QoQ +18.2%
YoY −55.2%
Free Cash Flow
−$1.06B
QoQ +22.5%
YoY —
FCF Margin
-103.2%
QoQ +38.8 pp
YoY —
P/E Ratio
68.9
QoQ +40.8%
YoY +65.5%
Each tile opens the full quarterly series. Download the numbers as CSV or JSON.
Coverage around this release
R40
SoFi's Post-Earnings Crash: Was the 17% Dip a Gift? Noto 'Takes It Personal'
News · Feb 9, 2026
R40
SOFI: S&P 500 Inclusion — March 2026 the Date?
News · Feb 9, 2026
News
S&P 500 Inclusion Speculation Intensifies for March 2026
Prediction Markets + Retail Sentiment
News
SOFI: Pound The Table Moment As Upgrades From Large Banks Roll In
Seeking Alpha (Steven Fiorillo)
News
SoFi in Neobanks Discussion
@Fintech_Focus on X
News
Expert Outlook on SoFi
Benzinga
News
SoFi Technologies Stock Price Down 4.6%
MarketBeat
News
SoFi Under Pressure After Raise
StocksToTrade
Sources & downloads
Company
Published by the company on the day of the release.
HTML
Earnings press release
Investor relations announcement
SEC filings
Filed with the SEC under CIK 1818874.
HTML
8-K results announcement
Filed Jan 30, 2026
HTM
Press release (EX-99.1)
Exhibit 99.1 to the 8-K
1.1 MB
HTML
Filing index
Every document in the 8-K submission
TXT
Complete submission
Raw archival text of the whole filing
HTML
10-K annual report
Period ended Dec 31, 2025, filed Feb 17, 2026
ZIP
XBRL data bundle
Structured financial statements from the 10-K
JSON
Company facts (XBRL)
Every figure SOFI has reported to the SEC
R40 data
The numbers shown on this page, as we hold them.
CSV
This quarter (CSV)
Reported metrics for Q4 2025, spreadsheet-ready
JSON
This quarter (JSON)
Metrics, dates and matched filings