Affirm Holdings, Inc. · Q2 FY2026
ReportedFeb 5, 2026
Period endedDec 31, 2025
Rule of 40+40
The quarter in short
Revenue $1.12B, up 29.6% year over year and 20.3% on the quarter. EPS $0.37, up 60.9% year over year and 60.9% on the quarter. Free cash flow $118M, down 56.0% year over year and 63.1% on the quarter. Rule of 40 score +40.
Reported this quarter
Revenue
$1.12B
QoQ +20.3%
YoY +29.6%
EPS
$0.37
QoQ +60.9%
YoY +60.9%
Free Cash Flow
$118M
QoQ −63.1%
YoY −56.0%
FCF Margin
10.5%
QoQ −23.8 pp
YoY −20.4 pp
P/E Ratio
91.9
QoQ −15.8%
YoY —
Each tile opens the full quarterly series. Download the numbers as CSV or JSON.
Coverage around this release
R40
Affirm Q2 FY2026 Earnings Preview: The BNPL Turnaround Story Wall Street Is Still Underpricing
News · Feb 5, 2026
News
Morgan Stanley Upgrades Affirm to Overweight
Reuters
News
Affirm Faces Sell Recommendation
GuruFocus
News
Affirm Stock Rating Upgraded by Morgan Stanley
MarketBeat
News
Affirm Down 10.4% After Exclusive QuickBooks Integration Deal
Simply Wall St
News
Up 481% In Last 3 Years, Can Affirm Stock Keep Climbing Through 2027?
TIKR
Sources & downloads
Company
Published by the company on the day of the release.
HTML
Earnings press release
Investor relations announcement
SEC filings
Filed with the SEC under CIK 1820953.
HTML
8-K results announcement
Filed Feb 5, 2026
HTM
Press release (EX-99.1)
Exhibit 99.1 to the 8-K
68 KB
HTML
Filing index
Every document in the 8-K submission
TXT
Complete submission
Raw archival text of the whole filing
HTML
10-Q quarterly report
Period ended Dec 31, 2025, filed Feb 5, 2026
ZIP
XBRL data bundle
Structured financial statements from the 10-Q
JSON
Company facts (XBRL)
Every figure AFRM has reported to the SEC
R40 data
The numbers shown on this page, as we hold them.
CSV
This quarter (CSV)
Reported metrics for Q2 FY2026, spreadsheet-ready
JSON
This quarter (JSON)
Metrics, dates and matched filings