Visa Inc. V Chief Executive

What Ryan McInerney says in public, and what their own SEC filings show they own.

Ryan McInerney

Ryan McInerney

Chief Executive Officer · Visa Inc.

CEO since February 2023, succeeding Al Kelly. Previously served as President of Visa since 2013. Prior to Visa, was CEO of consumer banking at JPMorgan Chase. McKinsey alum with deep payments and banking expertise.

What they own

Ownership

Skin in the game
3/ 70
Level 1Steward

McInerney owns about 0% of Visa Inc., worth $100.7M at the last close.

SEC filings
121
Stake 280,342 reported shares ≈ 0.0% of shares outstanding — no 13G on file, so an estimate 4/35
Founder Not assessed — whether they founded the company has not been researched Not assessed
Tenure No start date on record, so tenure scores nothing 0/10
Track record Not assessed — their prior companies have not been researched Not assessed
Direction Sold 74,665 shares ($25.8M) — more than a tenth of the stake — in the last year -10/15
Discipline 1 late Form 4 in 121 filings 9/10

Nobody has researched this person's career yet, so founder and track record are left out of the score and of the total above.

Score = stake band (35) + founder (15) + tenure (10) + track record (15) + 12-month direction (−10…15) + filing discipline (10). An axis we have not researched is left out of the score and of the total it is shown over. Every input links to a filing or to our own research; the bands are ours.

Reported · Forms 3, 4, 5 280,342 Every lot on the person's own filings, as of Sep 1, 2026
Last open-market trade Sale · $2.2M Sep 1, 2026 · 5,875 shares at $379.65 · under a 10b5-1 plan
Paper trail 1 late filing Form 4 covering a 2019-06-07 gift in VISA INC. was filed 2019-06-12, 3 business days later; Section 16 allows two.
Reported Visa Inc. shares Forms 3, 4 and 5 · as of 2026-09-01
0100K200K300K 20132014201520162017201820192020202120222023202420252026 Sep 2026: net 0 shares across 2 movements (largest: exercise +5,875)Aug 2026: net 0 shares across 2 movements (largest: exercise +5,875)Jul 2026: net 0 shares across 2 movements (largest: exercise +10,490)Jun 2026: net 0 shares across 2 movements (largest: exercise +20,970)Apr 2026: net 0 shares across 2 movements (largest: exercise +31,455) 280,342

Dots mark the months the activity below moved the line. Hover one for that month's net move, how many movements it folds and the largest.

How the stake is held
SecurityHeld viaShares
Class A Common StockRyan and Angela McInerney Trust265,168
Class A Common StockDirect15,174
Reported as of 2026-09-01280,342
Held directly
5%
Vehicles
1 trust or entity
Last filing
Sep 2, 2026
Activity · last 12 months 10 events folded from 29 filing lines · Every filing on EDGAR ↗
DateTypeWhat happenedSharesPriceValueNote
Sep 1, 2026 filing: Exercise, Option or RSU conversion · Class A Common Stock Exercise Option or RSU conversion · Class A Common Stock +5,875 $134.76 $792K
Sep 1, 2026 filing: Sale, Open-market sale · Class A Common Stock Sale Open-market sale · Class A Common Stock −5,875 $379.65 $2.2M under a 10b5-1 plan
Aug 21, 2026 filing: Exercise, Option or RSU conversion · Class A Common Stock Exercise Option or RSU conversion · Class A Common Stock +5,875 $134.76 $792K
Aug 21, 2026 filing: Sale, Open-market sale · Class A Common Stock Sale Open-market sale · Class A Common Stock −5,875 $367.87 $2.2M under a 10b5-1 plan
Jul 1, 2026 filing: Exercise, Option or RSU conversion · Class A Common Stock Exercise Option or RSU conversion · Class A Common Stock +10,490 $109.82 $1.2M
Jul 1, 2026 filing: Sale, Open-market sale across 2 lots, $343.88–$344.55 · Class A Common Stock Sale Open-market sale across 2 lots, $343.88–$344.55 · Class A Common Stock −10,490 $343.99 avg $3.6M under a 10b5-1 plan
Jun 29, 2026 filing: Exercise, Option or RSU conversion · Class A Common Stock Exercise Option or RSU conversion · Class A Common Stock +20,970 $109.82 $2.3M
Jun 29, 2026 filing: Sale, Open-market sale · Class A Common Stock Sale Open-market sale · Class A Common Stock −20,970 $340.25 $7.1M under a 10b5-1 plan
Apr 29, 2026 filing: Exercise, Option or RSU conversion · Class A Common Stock Exercise Option or RSU conversion · Class A Common Stock +31,455 $109.82 $3.5M
Apr 29, 2026 filing: Sale, Open-market sale · Class A Common Stock Sale Open-market sale · Class A Common Stock −31,455 $340.14 $10.7M under a 10b5-1 plan
Every issuer Ryan McInerney files as an insider of
CompanyRoleReportedBeneficial% of class
V VISA INC. This page Chief Executive Officer 280,342
2026-09-01
— —

Reported is every lot on the person's own Forms 3, 4 and 5 — direct and through trusts. Beneficial is the figure stated on the latest Schedule 13D/G cover page, which can exclude shares the person disclaims and include options exercisable within 60 days, so the two are never added together.

Paper trail

121 filings under CIK 0001578261 · captured 2026-09-05 · All filings on EDGAR ↗

On the record with shareholders

Earnings calls

  1. Q3 FY2026 Jul 28, 2026 McInerney's argument was that Visa has changed how it builds, not just what it sells. He opened on the first $4 trillion payments-volume quarter in the company's history and 72 billion processed transactions, then spent most of his prepared remarks on the machinery behind that: product teams of ten or more rebuilt into "agentic squads" of two to four, 80% more code commits, requirement definition cut from 30 days to 5, more than 150 AI-powered applications and over 300 major product releases in twelve months — and, in the same breath, job cuts concentrated in technology and product. On the two frontiers he was deliberately unromantic: Visa stays multi-coin and multi-chain on stablecoins and will not pick winners, and agentic commerce is "a when, not an if" whose timing he declined to forecast. The commercial proof he offered was European: more than 40 million credentials added in twelve months, the whole NatWest consumer credit portfolio, and 30 million more expected from wins already signed. Read the call · 6 quotes →
In their own words

Podcasts, interviews & articles

2 recorded appearances

2026

2025

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