V
Visa Inc.
Quarterly revenue, EPS, free cash flow, valuation, and Rule of 40 scores for Visa Inc..
$300.80-1.44 (-0.48%)● Live
Current Narrative
Visa is seen as undervalued at lowest valuation in 2 years with top fundamentals (59% ROIC, 57% ROCE, 15.6% growth). Earnings beats but dips on rate cap fears. Capturing 90% of on-chain volume through early infrastructure partnerships. Market views as premium justified with spending/cross-border growth accelerating.
News
Latest Coverage
NewsJan 29
Visa Down -1.75% Post Q1 Earnings
Beat profit/revenue but shares fell; spending holding up, cross-border accelerating.
@MasaruFund on X
NewsJan 28
Visa Dipping 2% After Hours
Despite double beat, rate cap fears—good numbers not enough.
@marketsnackapp on X
NewsJan 27
Visa at Lowest Valuation in 2 Years
More interesting than Mastercard; 59% ROIC, 57% ROCE, 15.6% growth—top fundamentals.
@BramVGenechten on X
NewsJan 26
Visa Captures 90% On-Chain Volume
Leveraging early infrastructure partnerships.
@SjuulAltCryptoGems on X
NewsJan 25
Visa and Mastercard Nice Dip
Down nearly 5% on headline not affecting them—nice dip opportunity.
@DudeWhoInvests on X
NewsJan 22
The Wisdom of Chris Hohn
Portfolio includes Visa; deep dive on outperformance principles.
Massive Moats
Rule of 402025 Q4
73.4
✓ Passing
Revenue Growth YoY+14.6%
+
FCF Margin+58.7%
History
2024 R40 +66
2025 R40 +68
Company timeline
Earnings release dates
| Quarter | End date | Publication date | Source |
|---|---|---|---|
| 2026 Q1 | 2025-12-31 | 2026-01-29 | Link |
| 2025 Q4 | 2025-09-30 | 2025-10-28 | Link |
| 2025 Q3 | 2025-06-30 | 2025-07-29 | Link |
| 2025 Q2 | 2025-03-31 | 2025-04-29 | Link |
| 2025 Q1 | 2024-12-31 | 2025-01-30 | Link |
| 2024 Q4 | 2024-09-30 | 2024-10-29 | Link |
| 2024 Q3 | 2024-06-30 | 2024-07-23 | Link |
| 2024 Q2 | 2024-03-31 | 2024-04-23 | Link |
| 2024 Q1 | 2023-12-31 | 2024-01-25 | Link |
| 2023 Q4 | 2023-09-30 | 2023-10-24 | Link |
| 2023 Q3 | 2023-06-30 | 2023-07-25 | Link |
| 2023 Q2 | 2023-03-31 | 2023-04-25 | Link |
| 2023 Q1 | 2022-12-31 | 2023-01-26 | Link |
| 2022 Q4 | 2022-09-30 | 2022-10-25 | Link |
| 2022 Q3 | 2022-06-30 | 2022-07-26 | Link |
| 2022 Q2 | 2022-03-31 | 2022-04-26 | Link |
| 2022 Q1 | 2021-12-31 | 2022-01-27 | Link |
| 2021 Q4 | 2021-09-30 | 2021-10-26 | Link |
| 2021 Q3 | 2021-06-30 | 2021-07-27 | Link |
| 2021 Q2 | 2021-03-31 | 2021-04-27 | Link |
| 2021 Q1 | 2020-12-31 | 2021-01-28 | Link |
| 2020 Q4 | 2020-09-30 | 2020-10-28 | Link |
| 2020 Q3 | 2020-06-30 | 2020-07-28 | Link |
| 2020 Q2 | 2020-03-31 | 2020-04-30 | Link |
| 2020 Q1 | 2019-12-31 | 2020-01-30 | Link |
Background
Company History
ExchangeNYSE
IPO DateMar 19, 2008
IPO Price$44.00
Shares Outstanding1.91B
1958
Founding as BankAmericard
Bank of America launched the BankAmericard credit card program in Fresno, California, as the world\
1966
Licensing to Other Banks
In response to competitor Master Charge, Bank of America began licensing the BankAmericard program to other financial institutions outside California.
1970
Formation of National BankAmericard Inc.
Bank of America relinquished control, and issuer banks formed National BankAmericard Inc. (NBI), with Dee Hock as its first president and CEO, transforming it into a cooperative.
1976
Rebranding to Visa
Various international and domestic BankAmericard networks united under the name
1983
Introduction of Holograms
Became the first bank to use holograms on cards for enhanced security features.
2008
IPO
Restructured into a single public company Visa Inc., completing its IPO on March 18, 2008, raising $19.1 billion in the largest U.S. IPO at the time.
2016
Acquisition of Visa Europe
Acquired Visa Europe on June 21, 2016, creating a single global company after regulatory amendments.
2020
Plaid Acquisition Blocked
DOJ filed antitrust lawsuit to block $5.3 billion acquisition of Plaid; deal abandoned in January 2021.
2022
Suspension of Operations in Russia
Following the Russian invasion of Ukraine, Visa suspended all business operations in Russia in March 2022.
Leadership
Key Players
Ryan McInerney
Chief Executive OfficerCEO since February 2023, succeeding Al Kelly. Previously served as President of Visa since 2013. Prior to Visa, was CEO of consumer banking at JPMorgan Chase. McKinsey alum with deep payments and banking expertise.
Chris Suh
Chief Financial OfficerCFO since February 2023. Previously served as CFO of Microsoft's Cloud & AI division. Brings deep experience in scaling technology-driven financial operations. Former PwC and Cardlytics executive.
Rajat Taneja
President, TechnologyJoined Visa in November 2013. Responsible for technology innovation, product engineering, global IT, and VisaNet infrastructure. Previously CTO at Electronic Arts and corporate VP at Microsoft.
Oliver Jenkyn
Group President, Global MarketsLeads Visa's global market operations. Previously held leadership roles in North America and global strategy. McKinsey alum with extensive payments industry experience.
Antony Cahill
President, Value Added ServicesPreviously served as Deputy CEO for Europe and Global Head of Value-Added Services. Former COO at National Australia Bank and senior executive at ANZ. Drives Visa's high-margin services segment.
Kelly Mahon Tullier
Vice Chair & Chief People and Administrative OfficerLeads Visa's People organization, corporate secretary, Global Communications, and Corporate Services. Key negotiator of Visa's $23B acquisition of Visa Europe. Former PepsiCo SVP and deputy general counsel.
Short Interest
Short interest data unavailable for V.
