UnitedHealth Group Incorporated · Q4 2025
ReportedJan 27, 2026
Period endedDec 31, 2025
Rule of 40+12
The quarter in short
Revenue $113.22B, up 12.3% year over year and 0.0% on the quarter. EPS $0.01, down 99.8% year over year and 99.6% on the quarter. Free cash flow $160M, down 89.0% year over year and 96.8% on the quarter. Rule of 40 score +12.
Reported this quarter
Revenue
$113.22B
QoQ 0.0%
YoY +12.3%
EPS
$0.01
QoQ −99.6%
YoY −99.8%
Free Cash Flow
$160M
QoQ −96.8%
YoY −89.0%
Gross Margin
16.3%
QoQ −1.9 pp
YoY −4.8 pp
FCF Margin
0.1%
QoQ −4.3 pp
YoY −1.3 pp
P/E Ratio
25.0
QoQ +39.8%
YoY −21.4%
Each tile opens the full quarterly series. Download the numbers as CSV or JSON.
Coverage around this release
R40
UnitedHealth's First Revenue Decline in Decades. The $439B Guidance Problem.
News · Feb 15, 2026
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UnitedHealth Strong Buy
@CapitalWisdomAI on X
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UNH Decline Signals Unease
@EquityInsightsElite on X
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UnitedHealth Extends Decline
@KobeissiLetter on X
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UnitedHealth Turnaround Materializing
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UNHappy Ending: How Big Challenges Nuked My UnitedHealth Thesis
Seeking Alpha
Sources & downloads
Company
Published by the company on the day of the release.
HTML
Earnings press release
Investor relations announcement
SEC filings
Filed with the SEC under CIK 731766.
HTML
8-K results announcement
Filed Jan 27, 2026
HTM
Press release (EX-99.1)
Exhibit 99.1 to the 8-K
68 KB
HTM
Exhibit EX-99.2
Exhibit 99.2 to the 8-K
66 KB
HTML
Filing index
Every document in the 8-K submission
TXT
Complete submission
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10-K annual report
Period ended Dec 31, 2025, filed Mar 2, 2026
ZIP
XBRL data bundle
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JSON
Company facts (XBRL)
Every figure UNH has reported to the SEC
R40 data
The numbers shown on this page, as we hold them.
CSV
This quarter (CSV)
Reported metrics for Q4 2025, spreadsheet-ready
JSON
This quarter (JSON)
Metrics, dates and matched filings