Mastercard Incorporated · Q4 2025
ReportedJan 29, 2026
Period endedDec 31, 2025
Rule of 40+73
The quarter in short
Revenue $8.81B, up 17.6% year over year and 2.4% on the quarter. EPS $4.52, up 24.2% year over year and 4.1% on the quarter. Free cash flow $4.89B, up 3.2% year over year and down 10.8% on the quarter. Rule of 40 score +73.
Reported this quarter
Revenue
$8.81B
QoQ +2.4%
YoY +17.6%
EPS
$4.52
QoQ +4.1%
YoY +24.2%
Free Cash Flow
$4.89B
QoQ −10.8%
YoY +3.2%
FCF Margin
55.5%
QoQ −8.2 pp
YoY −7.7 pp
P/E Ratio
34.5
QoQ −4.9%
YoY −8.3%
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Filed with the SEC under CIK 1141391.
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Filed Jan 29, 2026
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Period ended Dec 31, 2025, filed Feb 11, 2026
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