AFRM News
5 R40 articles on Affirm Holdings, Inc. (AFRM). Latest, Sep 23, 2026: Affirm Priced Amazon UK at 0% or 22%. Its Merchant Fee Rate Fell as Free Volume Grew.
R40 Coverage
Affirm Priced Amazon UK at 0% or 22%. Its Merchant Fee Rate Fell as Free Volume Grew.
Affirm's Amazon.co.uk card is 0% Pay-in-3 or 22% APR on £50 baskets. Merchant-funded volume grew 48% last year and its merchant fee fell to 2.29% of GMV.
X Money Publishes Three FDIC Numbers. The $500,000 Everyone Quoted Is the Opt-Out Case.
X Money's FAQ prints $500,000 as the answer to leaving its sweep. The default is $10M through IntraFi ICS — and three of four fintechs never name Cross River.
AFRM Q4 FY2026 reported earnings analysis
A $1,447.5M non-cash tax benefit turned $169.1M pre-tax into $4.62 GAAP EPS against a $0.33 consensus — and the quarter still beat on margin and 36% GMV growth.
Affirm Guided to an 11.5% Margin. The Street's Top Estimate Needs 15% and a One-Off to Bridge It.
Affirm reports 27 August with consensus at $0.33 in a $0.24-$0.50 band — both ends conflict with guidance unless a non-cash tax allowance release lands.
Affirm Q2 FY2026 Earnings Preview: The BNPL Turnaround Story Wall Street Is Still Underpricing
Analysts expect $0.28 EPS but keep missing Affirm's turnaround — last two quarters beat by 80-130%. Holiday quarter could surprise again.
February 2026
Morgan Stanley Upgrades Affirm to Overweight
Upgraded from equal weight to overweight with $76 PT, citing compelling entry point amid growth and credit concerns.
Affirm Faces Sell Recommendation
High 30%+ interest rates and risky lending lead to sell amid political scrutiny.
Affirm Stock Rating Upgraded by Morgan Stanley
Upgrade to overweight with $76 PT; beat Q1 estimates but high valuation noted.
January 2026
Affirm Down 10.4% After Exclusive QuickBooks Integration Deal
Partnership strengthens distribution; high-touch BNPL to profitable infrastructure shift.
Up 481% In Last 3 Years, Can Affirm Stock Keep Climbing Through 2027?
Amazon extension and Q1 growth; evolving to consumer finance platform.